Think You Need 20% Down? That's One of the Biggest Myths Keeping People From Buying.
One of the biggest lies buyers still believe is that you need a massive down payment to buy a home. You don't. In fact, buyers are putting down less money today than they were a year ago. According to Realtor.com, the typical down payment in early 2026 was about $23,400—roughly 19% lower than the ye
Down Payments Are Smaller Than They’ve Been Since 2021
Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something you may not have seen coming. Some people are getting their foot in the door with a smaller down payme
Why This Housing Market Is Stronger Than Most People Think
Everyone loves a housing market disaster headline. The problem? The data doesn't support it. If you're comparing today's market to 2020 or 2021, then yes, it feels slower. But those years were never normal. Record-low mortgage rates, homes selling in days, and bidding wars on nearly every listing we
The Housing Market Is Stronger Than You Think
You've probably heard plenty of doom and gloom about the housing market lately. High rates. Stretched budgets. Headlines that make buying or selling sound like a terrible idea. But the data tells a very different story. This isn't 2020 or 2021. It was never going to be. Those were the "unicorn years
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